 QUICK LINKS
| 5.77
ANNUITIES
3.75%
current variable rate
Safe, Secure and
Steady Investment Growth
Guaranteed Lifetime
Income Option Available
� Tax deferred
growth
�
Interest rates
will compare favorably with CDs
�
Effective income
growth rate up to 5.77% (see below)
Glacial
Lake, Mt. Turkul, Carpathian mountains, Ukraine
For
more detailed information on Annuities, Click here
To Learn How Providence Annuity Certificates outperform
CDs, Click Here
- No income taxes charged or reported until
withdrawal
- Minimum initial deposit of only Three Hundred
($300) Dollars
- Additional deposit minimum of only Fifty ($50)
Dollars
- 3.0% guaranteed minimum, regardless of how low bank
or bond rates go
- No term limits and no more CD term renewal or poor
interest rate worries
- No expense or administrative cost loads or charges
- Every invested dollar works for you constantly
- Freedom to select the time and method of
withdrawal**
- Rapid Wealth Accumulation
- Option: Accumulate Wealth through
Regular deposits (models below)
- Guaranteed Lifetime Monthly Income
Payments, if desired
ANNUITIES ARE THE RIGHT
PRODUCT:
�
To build a
financially secure retirement
�
To provide for
your family after your death
�
To leave an
estate for your loved ones
�
To save for the
educational needs of your children or grandchildren
�
To leave a
legacy for your favorite charity
�
A safe
guaranteed vehicle for your
Roth IRA and
IRA savings needs or
401(k) rollovers
�
To provide a
lifetime steady pension income
** Withdrawals before age
59.5 or six years may be subject to charges or tax penalties, except in cases of
disability, chronic illness without prognosis of recovery, catastrophic medical
expenses and death.
EFFECTIVE
GROWTH RATES OF PROVIDENCE ANNUITIES (3.75%)
The tax-deferred or tax-free features of a Providence IRA
or Annuity generate a higher effective growth rate than 3.75%, since the growth
is not diminished by tax payments)
Federal Tax Bracket Providence Rate Effective Growth Rate
35% 3.75% 5.77%
33% 3.75% 5.68 %
28% 3.75% 5.20%
25% 3.75% 5.00%
15% 3.75% 4.41%
10% 3.75% 4.16%
ACCUMULATE WEALTH THROUGH REGULAR DEPOSITS
|
Monthly Premium |
333.33 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Year |
Paid |
1.00% |
3.00% |
4.50% |
5.25% |
5% |
6% |
|
5 |
19999.8 |
$20,516.56 |
$21,602.56 |
$22,465.56 |
$22,913.47 |
$22,762.92 |
$23,372.73 |
|
10 |
39999.6 |
$42,084.58 |
$46,696.46 |
$50,587.85 |
$52,687.97 |
$51,975.91 |
$54,899.03 |
|
15 |
59999.4 |
$64,757.94 |
$75,845.95 |
$85,791.22 |
$91,377.92 |
$89,466.65 |
$97,423.29 |
|
20 |
79999.2 |
$88,593.30 |
$109,706.49
|
$129,858.64
|
$141,652.88
|
$137,580.73
|
$154,782.15
|
|
25 |
99999 |
$113,650.19
|
$149,039.46
|
$185,022.07
|
$206,981.79
|
$199,328.34
|
$232,150.66
|
|
30 |
119998.8 |
$139,991.24
|
$194,729.29
|
$254,075.41
|
$291,872.29
|
$278,572.67
|
$336,509.17
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Annual premium |
4,000 |
|
|
|
|
|
|
Year |
Paid |
1.00% |
3.00% |
4.50% |
5.25% |
5% |
|
|
6% |
|
5 |
20000 |
$20,608.06 |
$21,873.64 |
$22,867.57 |
$23,379.37 |
$23,207.65 |
$23,901.27 |
|
10 |
40000 |
$42,267.34 |
$47,231.18 |
$51,364.72 |
$53,574.94 |
$52,827.15 |
$55,886.57 |
|
15 |
60000 |
$65,031.46 |
$76,627.53 |
$86,877.35 |
$92,573.97 |
$90,629.97 |
$98,690.11 |
|
20 |
80000 |
$88,956.78 |
$110,705.94
|
$131,132.55
|
$142,943.08
|
$138,877.01
|
$155,970.91
|
|
25 |
100000 |
$114,102.53
|
$150,212.17
|
$186,282.58
|
$207,997.20
|
$200,453.82
|
$232,625.53
|
|
30 |
120000 |
$140,530.96
|
$196,010.71
|
$255,009.55
|
$292,017.72
|
$279,043.16
|
$335,206.71
|
How do I
learn more about Annuities and IRAs ?
Click
on the appropriate �Quick Links� to the left or above. Also, review the articles
listed below by clicking on the titles:
PROFESSIONALS AND SMALL BUSINESS OWNERS'
SEP IRA PENSION PLANS
SMALL BUSINESSES AND PROFESSIONALS SIMPLE IRA
PENSION PLANS
RETIREMENT PLANNING: AVOID �SUPERANNUATION�
THE LEGACY (STRETCH) IRA ANNUITY
(�S-ANNUITY�): DEFER INCOME TAXES AND CONFER BENEFITS OVER THE COURSE OF SEVERAL
FAMILY GENERATIONS
IRA
and ROTH IRA
|
