|
IRAs and ROTH IRAs
·
Safe,
Secure, Steady Retirement Investment Growth
·
Guaranteed Monthly Income Payment Option
4.50%
current variable rate
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| For more detailed information on IRAs and Roth IRAs,
Click here |
Glacial Lake, Mt.
Turkul, Carpathian mountains, Ukraine |
| Professionals or Small Business?
Click for SEP and SIMPLE IRA Plans |
|
- Tax
deferred growth (See below chart for your effective
growth rate)
- Minimum
initial deposit of only Three Hundred ($300) Dollars
-
Additional deposit minimum of only Fifty ($50)
Dollars*
- Interest
rates will always compare favorably with CDs
- 3.0%
guaranteed minimum, regardless of how low bank or
bond rates go
- No term
limits and no more CD term renewal or poor interest
rate worries
- No
expense or administrative cost loads or charges
- Freedom
to select the time and method of withdrawal**
TRADITIONAL
and ROTH IRAs ARE THE WAY:
·
To build a safe,
financially secure retirement
·
To enjoy the
benefits of tax deferral
·
To provide for your
family after your death, even if you do not make any withdrawals*
·
To leave a
significant estate for your loved ones
·
To save for the
family’s educational needs
·
To save for a
qualified first-time home purchase
·
To leave a legacy
for your favorite charity
·
To establish a safe
guaranteed vehicle for your 401(k) rollovers or qualified pension plan
rollovers
·
To set a steady
retirement income for your lifetime
ROTH IRA’s
WILL ALSO GIVE THE BENEFITS OF:
·
Completely tax free
income growth and withdrawals
·
Allowed
contributions beyond age 70.5
·
No required
withdrawals
IRA’s WILL
ALSO GIVE THE BENEFITS OF:
·
Tax deductions in
the full amount of any deposits
·
Allowed withdrawals
for long-term disability or catastrophic medical conditions for which there is
no prognosis of recovery
*
Deposits into IRAs are limited
to $4,000, or $5,000 for persons over 50; there may be other earned income and
participation in qualified plan limitations – consul your tax advisor
**Traditional
IRAs force partial withdrawals at age 70.5
INTERESTED
IN APPLYING FOR AN IRA, ROTH IRA, OR ANNUITY?
Click Here
CHOOSE
SUPPLEMENTAL ANNUITIES:
- Set aside additional retirement funds to supplement your IRAs and
pensions: open an annuity account
- VARIABLE
INTEREST RATE: 4.50%
tax-deferred
- 3% minimum
interest guaranteed
EFFECTIVE GROWTH RATES OF PROVIDENCE
ANNUITIES (4.50%)
The tax-deferred or tax-free features of
a Providence IRA or Annuity generate a higher effective growth rate than 4.50%,
since the growth is not diminished by tax payments)
Federal
Tax Bracket Providence Rate Effective Growth Rate
35%
4.50%
7.38%
33%
4.50%
7.14%
28% 4.50%
6.62%
25%
4.50%
6.34%
15%
4.50%
5.56%
10%
4.50%
5.23%
How do I
learn more about Annuities and IRAs ?
Click
on the appropriate “Quick Links” to the left or above. Also, review the articles
listed below by clicking on the titles:
PROFESSIONALS AND SMALL BUSINESS OWNERS'
SEP IRA PENSION PLANS
SMALL BUSINESSES AND PROFESSIONALS SIMPLE IRA
PENSION PLANS
RETIREMENT PLANNING: AVOID “SUPERANNUATION”
THE LEGACY (STRETCH) IRA ANNUITY
(“S-ANNUITY”): DEFER INCOME TAXES AND CONFER BENEFITS OVER THE COURSE OF SEVERAL
FAMILY GENERATIONS
IRA
and ROTH IRA
|
QUICK LINKS