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IRAs and ROTH IRAs
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Safe,
Secure, Steady Retirement Investment Growth
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Guaranteed Monthly Income Payment Option
3.00%
current variable rate
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| For more detailed information on IRAs and Roth IRAs,
Click here |
Glacial Lake, Mt.
Turkul, Carpathian mountains, Ukraine |
| Professionals or Small Business?
Click for SEP and SIMPLE IRA Plans |
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- Tax
deferred growth (See below chart for your effective
growth rate)
- Minimum
initial deposit of only Three Hundred ($300) Dollars
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Additional deposit minimum of only Fifty ($50)
Dollars*
- Interest
rates will always compare favorably with CDs
- 3.0%
guaranteed minimum, regardless of how low bank or
bond rates go
- No term
limits and no more CD term renewal or poor interest
rate worries
- No
expense or administrative cost loads or charges
- Freedom
to select the time and method of withdrawal**
TRADITIONAL
and ROTH IRAs ARE THE WAY:
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To build a safe,
financially secure retirement
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To enjoy the
benefits of tax deferral
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To provide for your
family after your death, even if you do not make any withdrawals*
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To leave a
significant estate for your loved ones
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To save for the
family-s educational needs
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To save for a
qualified first-time home purchase
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To leave a legacy
for your favorite charity
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To establish a safe
guaranteed vehicle for your 401(k) rollovers or qualified pension plan
rollovers
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To set a steady
retirement income for your lifetime
ROTH IRA-s
WILL ALSO GIVE THE BENEFITS OF:
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Completely tax free
income growth and withdrawals
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Allowed
contributions beyond age 70.5
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No required
withdrawals
IRA-s WILL
ALSO GIVE THE BENEFITS OF:
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Tax deductions in
the full amount of any deposits
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Allowed withdrawals
for long-term disability or catastrophic medical conditions for which there is
no prognosis of recovery
*
Deposits into IRAs are limited
to $4,000, or $5,000 for persons over 50; there may be other earned income and
participation in qualified plan limitations - consul your tax advisor
**Traditional
IRAs force partial withdrawals at age 70.5
INTERESTED
IN APPLYING FOR AN IRA, ROTH IRA, OR ANNUITY?
Click Here
CHOOSE
SUPPLEMENTAL ANNUITIES:
- Set aside additional retirement funds to supplement your IRAs and
pensions: open an annuity account
- VARIABLE
INTEREST RATE: 3.00%
tax-deferred
- 3% minimum
interest guaranteed
EFFECTIVE GROWTH RATES OF PROVIDENCE
ANNUITIES (3.00%)
The tax-deferred or tax-free features
of a Providence IRA or Annuity generate a higher effective growth rate than
3.00%, since the growth is not diminished by tax payments)
Federal Tax Bracket Providence
Rate Effective
Growth Rate
35% 3.00% 4.61%
33% 3.00% 4.47
%
28% 3.00% 4.16%
25% 3.00% 4.00%
15% 3.00% 3.52%
10% 3.00% 3.33%
How do I
learn more about Annuities and IRAs ?
Click
on the appropriate -Quick Links- to the left or above. Also, review the articles
listed below by clicking on the titles:
PROFESSIONALS AND SMALL BUSINESS OWNERS'
SEP IRA PENSION PLANS
SMALL BUSINESSES AND PROFESSIONALS SIMPLE IRA
PENSION PLANS
RETIREMENT PLANNING: AVOID -SUPERANNUATION-
THE LEGACY (STRETCH) IRA ANNUITY
(-S-ANNUITY-): DEFER INCOME TAXES AND CONFER BENEFITS OVER THE COURSE OF SEVERAL
FAMILY GENERATIONS
IRA
and ROTH IRA
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