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	Chornohora Carpathian Mountain Range, Ukraine

PERMANENT (WHOLE) LIFE INSURANCE POLICIES

TRADITIONAL WHOLE LIFE:

·        Lowest Cost Permanent Insurance

·        Blends Economic Rates with Cash Value Savings

·        Permanent Protection – the benefits will be payable to dependents and beneficiaries tax free, regardless of when death occurs

·        Cash Value – a portion of premiums will be invested into cash value and will grow on a tax-deferred basis: These funds are available for policy loans, immediate cash and/or retirement savings

·        Broad Benefits – permanent insurance provides the broadest range of protection that is both economical and valuable. For very economical periodic premiums, all of the objectives of life insurance are met.

·        Level Premium – the premiums remain level and will never increase

·        Protection will never expire

·        Bonus: Paid premiums and savings will be recovered with an added tax free benefit bonus when it is needed the most

·        Dividends: available for most forms of permanent coverage in paid-up additions or cash

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TWENTY PAYMENT PERMANENT (WHOLE) LIFE:

·        The Full Scope of  Permanent Benefits Offered by

Traditional Whole Life Insurance

·        Fully Paid Up in Only Twenty Level Payments

·        Builds Cash Value More Quickly

·     Extremely Economical for Younger Clients Who Would Like to Maximize Premium Savings through an Accelerated Payment Schedule

·        Excellent Youth Policy Choice for Our Youngest Members

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SINGLE PAY PERMANENT (WHOLE) LIFE:

·        Paid Up at One Time with No Additional Premiums

·        Insurance for a Lifetime – Enjoy the Full Scope of Permanent Life Insurance Benefits and Savings

·        Cash Value Equals Premiums Paid in Only a Few Years

·        Cash Value Continues to Grow

·        Excellent Youth Policy Makes for an Excellent Gift from            St. Nicholas or for Christmas, Christening, Communion, and Birthdays

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COMBINATION TERM AND WHOLE LIFE

To overcome family budget constraints: Purchase a valuable Whole Life Insurance Policy and enhance its death benefit with an economical Yearly Renewable Term Life Insurance Policy. At the appropriate time -- e.g. retirement, elimination of the mortgage or an increase in the household budget -- either eliminate the term policy or convert it into a whole life policy. Providence term policies are fully renewable and convertible.

Click on Quick Link to Life insurance and Read about Blended Coverage

Also, Click Here for more information on Blended Coverage